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Not all agents are alike. Succesfully selling Real Estate in the Portland, Oregon area. In the top #1% of agents locally. Call us: 503-336-7371.
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Buyers Want Your Home for as Little as Possible. Are you thinking of selling your home? You should know exactly what it's worth before making such an important decision. Find Out More > View All Offers >
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Portland Oregon Home Team is one of The Top Selling Real Estate Experts Find Out More > |
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Welcome! Here You Can Find Great Information on Southwest Portland, Tigard and Beaverton, Oregon Real Estate.Thanks for starting your real estate search with us. This website is full of information for you whether you are looking to buy or sell.  |  | | Portland, Oregon City View | |
Portland, Oregon is known for its beauty and diversity. Portland is a great place to call home. Anne Stewart of Keller Williams Realty Portland Premiere and the Portland Oregon Home Team helps buyers and sellers find their way through the real estate process every year. With so many great communities, and types of neighborhoods; Portland offers so much for buyers relocating in to the area or for those who want to diversify their lifestyles. Portland is divided into the Westside of town and the Eastside of town. The Willamette River divides the downtown from the west and eastside. On the Westside there are many cities such as: Lake Oswego, West Linn, Beaverton, Tigard, Tualatin, Sherwood, Tigard, Hillsboro, and Wilsonville. On the Eastside of town there are: Milwaukie, Oregon City, SE Portland, NE Portland, North Portland, Clackamas and Gresham. Let the Portland Oregon Home Team be your guide to Moving you in the Right Direction!  Anne Stewart CRS, ABR, GRI, e-PRO,CDPE - Portland Oregon Home Team  |  | | Certified Distressed Property Expert of Portland, Oregon | |
Financing Your Home >Qualifying For A Loan
It is useful for home buyers to understand the difference between loan pre-qualification and pre-approval. Pre-qualification, which in today's marketplace is usually done by mortgage brokers, means working with the buyers to determine how much they can afford and which loans are the most likely to be available to them. Loan pre-qualification can save buyers time and money and can even be a bargaining tool with a seller. However, pre-qualification is not the same as loan "pre-approval". The mortgage broker can often get the buyer a pre-qualification letter, but pre-approval must be issued by the mortgage lender.
Pre-approval means that the lender has definitely committed to loaning the buyer money, once the house itself is approved. Since it is a much stronger pledge, it is a much more valuable negotiating tool. When you hear someone talking about "pre-approval", they are referring to specific acknowlegment by a lender that they are willing to loan the buyer money. The real estate agent can be of assistance in this process.
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| Q |
What is the world's most valuable piece of furniture?
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| A |
The 18th century Italian Badmiton Cabinet owned by the Duke of Beaufort sold in 1990 at Christie's, London for $15.1 million dollars. |
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